When you meet with your Members of Congress it is a good idea to prepare yourself with a short list of key points regarding H.R. 1322.
What Does H.R. 1322 Do?
Specifically, this legislation will:
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Prohibit group health plans from making post-retirement reductions in retiree benefits;
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Require plans to adopt provisions barring post-retirement cuts in retiree health benefits;
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Require employers to restore benefits reduced after retirement;
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Provide an exemption for employers who are unable to restore benefits because they would experience substantial business hardship to be determined by the Secretary of Labor; and,
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Create a loan guarantee program to assist employers in restoring retiree health benefits.
What should I tell my elected officials about H.R. 1322?
The retirement benefits of seniors across the U.S. are under attack by the same large corporations who hired them years before. Retirees, hoping for "security" in their golden years, have found their dreams threatened by today's corporate culture. There is legislation pending before Congress (H.R. 1322) that would correct the problems. This legislation is critical to all retirees and their ability to live long, healthy lives. Without H.R. 1322, many retirees are going to have to choose between food, shelter and paying for healthcare.
We are not asking for handouts. We are asking that the companies we served for so many years keep their contract of providing us the healthcare we earned through years of work at reduced wages and other benefits. Corporate America is not struggling – we see the huge salaries being paid to corporate CEOs. If Congress lets this trend continue, it will only mean a bigger healthcare crisis in the very near future. Medicare can't handle millions of new beneficiaries and states cannot afford to meet its Medicaid needs at current levels much less adding thousands of new Medicaid beneficiaries each year. Either Congress forces corporate America to meet its obligations or the Federal government will end up picking up the cost for millions of new uninsured retirees.
We cannot afford to go another year with this issue being unresolved as many of us are struggling now to figure out a way to pay for benefits we earned that are now being taken away.
What are the most important things I should request from my elected official?
Before you leave any town hall or District office meeting be sure you accomplish three critical goals:
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Ask your Representative or Senator to co-sponsor H.R. 1322. It is not enough to ask them to "support the bills" or "take your comments into consideration." Press them politely to give you a definite answer. If the meeting is with their staff, request a formal reply within a week and let them know you will be following up if you haven't heard from them by then.
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If they say they won't co-sponsor H.R. 1322, find out why. If we know why they have problems with the bill, we can find ways to fix those problems. Many in Congress just don't understand that you gave up pay and other benefits all during your working career in exchange for the paid healthcare in retirement. These folks may believe the corporate hype that your retiree subsidized healthcare is a "welfare” or “legacy” benefit.
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Ask them what changes need to be made to this legislation that would get them to support it publicly. Again, this information will help us modify the bill so that it will gain widespread support. If they have a certain issue, you can bet others will too.
These three requests will require you to be persistent while remaining polite. Your goal should be to not let the Members or their staff out of the room without having them answer these questions or committing to giving you an answer.
Please fill out our Congress Feedback Form after your meeting, visit, or call. If you have any questions or need any assistance, please call the ProtectSeniors.Org office.
